LDD, SARA, Livret A... What are the preferred financial investments of French households?

A study published this Wednesday by INSEE sheds light on the wealth of households. In total, 90.5% of households had at least one financial product in 2024, according to the National Institute of Statistics. In 20 years, the holding of housing savings has decreased, while households have more turned to life insurance. - LDD, SARA, Livret A... What are the preferred financial investments of French households? (Economy).

The vast majority of French households have at least one financial investment and one real estate, according to a note from the INSEE published on Wednesday.

In three years, the proportion of French people who have subscribed to this investment has increased dramatically. The latest figure published this Wednesday, carried by INSEE, speaks of itself: 19.1% of households now hold this type of investment, compared to 16.4% in 2021. A clear signal in a context where economic uncertainty, pension reform and inflation are weighing on long-term income prospects. The study highlights a shift in savings beha…

It is a report that throws a stone in the quiet pond of the regulated livrets. According to the authors, savers who have placed all or part of their savings in a livret A are far from being the best off. They therefore wish that some very popular savings products are simply "reformed" and accuse the banks of failing to fulfil their duty. With more than 80% of the French who own a livret A, it is the preferred placement of the French. But if many…

A maquis of booklets, a jungle for the regulated savings saver, this safety net that was once popular, is now compared to a "maquis de livrets" by Member of Parliament Horizons François Jolivet. At his hearing at the Finance Committee of the National Assembly on 14 May 2025, he declared: "Regulated savings are useful, but we think it is necessary to reform it in a sense of greater clarity, efficiency and efficiency in terms of performance." Unde…

Life insurance (PxHere)The holding of household assets in 2024 Savings books and life insurance remain the preferred financial investments of households (Insee). Life insurance (PxHere) Early 2024, 90.5% of households resident in France in ordinary housing hold financial assets. Savings books and life insurance remain the preferred investments of households in 2024. In 20 years, the holding of housing savings has decreased, while households have…