Mobile Banking Trends 2025: A Shift Toward Embedded, Modular, and AI-Driven Finance

Mobile Banking Trends 2025: A Shift Toward Embedded, Modular, and AI-Driven Finance

Mobile banking has moved beyond convenience – it’s becoming infrastructure. As we look toward 2025, financial institutions and fintechs alike are redefining mobile services to meet rising consumer expectations, evolving regulatory environments, and growing competition from tech-native platforms. This year, five macro-trends are reshaping the landscape for mobile banking solutions: 1. Embedded Finance Goes Mainstream […] The post Mobile Banking T…

The Future of Financial Institutions: Embedded Insurance Solutions for Competitive Growth

Financial institutions are evolving rapidly, and those that integrate embedded insurance solutions into their business models will gain a strong competitive advantage. Consumers expect seamless, one-stop financial services, and institutions that offer insurance alongside banking and wealth management will deepen client relationships while unlocking new revenue streams. At BackNine Insurance & Financial Services, our Enterprise Division specializ…

Since around 2016, banks and financial service providers have been able to strengthen their role as central authorities for financial services and to future-proof and digitize their business models through the use of application programming interfaces (APIs). In doing so, they can benefit from both regulatory and technological developments: APIs make... The article "Banks love APIs – as long as they don't have to build them: Three typical use ca…

Fintechs adopt API strategies to create customised solutions

Robinhood’s move is highly noticeable and broadly discussed since it’s a significant fintech brokerage player in the market. The AI revolution offers legitimate grounds for many various innovations where, for digital creative sectors — such as fintech, automated brokerages, edtech, payfi’s, etc. — it is not only optional but imperative to ride the wave. We are already observing that frontrunning fintech companies often find their unique spots in…

Fintechs adopt API strategies to create customised solutions and modular products

Robinhood’s move is highly noticeable and broadly discussed since it’s a significant fintech brokerage player in the market. The AI revolution offers legitimate grounds for many various innovations where, for digital creative sectors — such as fintech, automated brokerages, edtech, payfi’s, etc. — it is not only optional but imperative to ride the wave. We are already observing that frontrunning fintech companies often find their unique spots in…