Mortgage arrears and possessions Q1 2025

Q1 IMBs Showcase Production Losses - The MortgagePoint

According to the recently released Quarterly Mortgage Bankers Performance Report by the Mortgage Bankers Association (MBA), independent mortgage banks (IMBs) and mortgage subsidiaries of chartered banks reported a pre-tax net loss of $28 on each loan they originated in the first quarter of 2025, as opposed to a net loss of $40 per loan in

IMBs narrow losses even as mortgage production falls

Mortgage companies delivered a pretax net loss of $28 per loan in the first quarter of 2025, reflecting an improvement in financial performance compared to a $40 loss in the previous quarter. The data, released on Friday, comes from a Mortgage Bankers Association (MBA) report covering 332 independent mortgage banks (IMBs) and mortgage subsidiaries of chartered banks. “Production profitability was close to break-even in the first quarter of 2025 …

Mortgages arrears fall by 2% - Credit Connect

UK Finance has releaseed its latest mortgage arrears and possessions data for Quarter 1 (Q1) 2025, which shows that there were 90,140 homeowner mortgages

Mortgage Delinquencies Increase Slightly in the First Quarter of 2025

Industry Update May 13, 2025 Source: Mortgage Bankers Association The delinquency rate for mortgage loans on one-to-four-unit residential properties increased to a seasonally adjusted rate of 4.04 percent of all loans outstanding at the end of the first quarter of 2025, according to the Mortgage Bankers Association’s (MBA) National Delinquency Survey. The delinquency rate was up 6 basis points from the fourth quarter of 2024 and up 10 basis poin…

MoJ reveals 31% increase in mortgage possessions – Mortgage Strategy

Ministry of Justice figures reveal that compared to the same quarter in 2024 there were increases in mortgage possession claims from 5,182 to 6,765 (31%), and repossessions by county bailiffs from 769 to 1,092 (42%). Mortgage possession claims rose across all regions Landlord possession orders and repossessions have

Homeowner mortgages in arrears down 2% in first quarter: UK Finance – Mortgage Finance Gazette

There were 90,140 homeowner mortgages in arrears in the first quarter of 2025, 2% lower compared to the previous quarter, UK Finance reveals. The latest data shows that the number of buy-to-let (BTL) mortgages in arrears also fell, down 6% compared with the previous quarter,… The post Homeowner mortgages in arrears down 2% in first quarter: UK Finance appeared first on Mortgage Finance Gazette.