Online Banking Fraud. Bank Liability in Spain

How does Spain’s tax agency detect fraud?

If you live in Spain, you’ll need to be fully aware of all the tax implications and make sure you adhere to the rules, otherwise you may be fined or worse. Here's how the Spanish tax agency finds out if you're not declaring properly.

Online Banking Fraud. Bank Liability in Spain

In today’s digital world, most people manage their finances through mobile banking apps, make payments by card or Bizum, shop online, or use customer portals to handle transfers. While all of this makes life easier, it also opens the door to fraud. According to Spain’s National Cybersecurity Institute (INCIBE), over 38,000 online fraud incidents were recorded in 2024 — more than half of them… Source

The landscape of electronic commerce in Spain is experiencing a significant change, with consumers showing a growing interest in advanced technological solutions, in particular artificial intelligence. Packlink's E-Commerce Perspectives for 2025 report reveals a growing interest among Spanish consumers to integrate artificial intelligence into online shopping experiences.... The IA and e-commerce entry: 71% of Spaniards want real-time notificati…

Online fraud hits 1 in 10 Spaniards, with average loss of 1,000 euros

The most common online fraud scheme in Spain is phishing, that is, impersonation of a known company or organisation