US EditionWhere Americans have the most retirement savings
- SmartAsset released a ranking of U.S. States' retirement savings using 2022 Census Bureau data adjusted to 2025 dollars by S&P 500 growth.
- The average U.S. Household retirement savings is $114,435, but this varies widely by state due to income and cost of living differences.
- Kansas leads with retirement savings averaging 2.78 times its median income of $70,333, while Hawaii and Massachusetts have the highest median savings balances over $200,000.
- In six southern states, less than half of households save for retirement, with Mississippi having the lowest participation at 40.8%, and Missouri holds the smallest nest egg at $61,032.
- These disparities affect when and how comfortably Americans retire, reflecting financial stability and influencing broader economic dynamics nationwide.
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3.1M Saved and Retiring in ’26—Is It Time to Slow Down?
A retirement account is meant to be the gift that keeps on giving. But sometimes it can be tempting to redirect funds away from the future and into the here and now. One Reddit member was facing this very situation, sharing in a subreddit entitled Chubby FIRE that he and his wife were considering lowering their 401(k) contributions at a time when they were about to need them more than ever – within a stone’s throw of retirement age. It wasn’t as…
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Total News Sources34
Leaning Left1Leaning Right0Center30Last UpdatedBias Distribution97% Center
Bias Distribution
- 97% of the sources are Center
97% Center
C 97%
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